The best prepaid phone plans remove any uncertainty about what your monthly wireless service is going to cost. By paying in advance, you know exactly how much you're going to spend for phone coverage, without any surprise charges for going over your allotted data. Even better — a great prepaid plan can save you money overall by costing less than other types of smartphone plans.
1. Mint Mobile - Best value
2. Verizon - Best coverage
3. Visible - Best unlimited data
4. AT&T - Best prepaid deal
Our search for the best prepaid plans highlights low-cost offerings that include enough data to meet the needs of a typical smartphone user. During our research into the best cell phone plans overall, we take note of the best prepaid options from carriers big and small.
We're not just considering price, though. We look at the network a prepaid service uses. (AT&T, T-Mobile and Verizon obviously use their own networks for prepaid coverage, but mobile virtual network operators — or MVNOs — like Mint, Tello and Cricket use other carriers' networks.) We note when a prepaid carrier might slow down your service and what happens to your coverage when you use up all your data.
In addition, we consider the perks that come with the best prepaid plans, though be aware that extra benefits are one thing you may have to sacrifice for prepaid plans' lower rates. Still, plans that offer hotspot data or international calling are worth considering.
Here's our picks for the best prepaid phone plans covering a wide array of prices and data allotments.
The best prepaid cell phone plans for your smartphone
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The best value prepaid phone plan
Best prepaid plan for coverage
Best unlimited data prepaid cell phone plan
Best prepaid deal from a major carrier
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Most flexible prepaid plan for families
Best free prepaid plan
Other prepaid plans worth checking out
How to pick the best prepaid phone plans
When shopping for a prepaid phone plan, price is paramount. That’s because prepaid plans don’t often come with the kind of benefits postpaid cell phone plans offer. That said, some carriers — such as Metro By T-Mobile and Boost — do work in a few perks, so be aware of those when picking your plans.
You'll also want to pay attention to discounts and special offers. Often, larger carriers like AT&T and Verizon will adjust the size of their autopay discount, which can make a pricier plan more attractive. Metro by T-Mobile has been known to increase discounts for each line of data you add, too.
Besides price, one of the most important things to consider is what carrier offers the best coverage around your home and workplace. That’s true even if you look beyond the Big Three carriers for service. Other wireless services — known as mobile virtual network operators, or MVNOs — use the cellular networks of AT&T, T-Mobile or Verizon for their coverage. (Some MVNOs turn to multiple carriers.) So if Verizon’s network is particularly strong where you are, for example, MVNOs that use Verizon’s network for coverage will perform well, too. Just be aware that MVNOs can see their traffic slowed if a carrier’s network gets too crowded.
5G coverage is now a part of what many MVNOs offer. Metro subscribers can access T-Mobile's 5G with an eligible phone, as can Mint Mobile customers. Visible has added 5G access on Verizon's network to select phones, and Cricket customers can now use AT&T's 5G connectivity with any of that MVNO's plans.
For more on MVNOs, read our guides to AT&T MVNOs, T-Mobile MVNOs and Verizon MVNOs — we'll tell you which discount carriers use which parent networks.
The best prepaid phone plans and free trials
Some of the carriers we've highlighted above offer free trials, in which you can test out their service on your current phone without having to switch carriers first. It's a convenient way of seeing if a prepaid carrier's coverage is strong in your area.
Mint Mobile's free trial lets you sample the service for seven days. You're given 250MB of data, 250 minutes of talk time and 250 texts to see what Mint's service is all about.
Cricket's free trial runs for 14 days and lets you use up to 3GB of data.
Visible's free trial runs the longest at 15 days, but it's limited to iPhones only.
How we pick the best prepaid phone plans
Finding the best prepaid phone plans means widening our search beyond the major carriers, though AT&T, T-Mobile and Verizon all have prepaid offerings. We're also researching plans from smaller carriers who use the Big Three's cellular towers to provide their coverage. As smaller carriers usually offer their service at a discount, they make up a majority of the candidates that we consider for best prepaid phone plans.
When we pick the best plans, we put a premium on the monthly price, though we also pay attention to how much data comes with that plan. After all, a carrier may not charge you a lot for data, but it also may not provide enough data for your needs. We're picking plans that offer the best mix of cost and data. We also consider a wide variety of data allotments, since some people can get by very happily using just a couple gigabytes of data each month, while others need an unlimited plan.
As noted previously, prepaid plans don't offer much in the way of perks. That said, we do take note of any special add-ons included with the best prepaid plans, as those can add value to a plan above and beyond its monthly cost.